Category Archives: Research

AAII 2021 Annuity Presentation

I was honored to speak alongside some industry heavyweights at AAII's 2021 virtual conference. My topic was Using Income Annuities in Retirement. Here is the (hour-long!) video: You can also watch directly on YouTube by clicking here: https://lnkd.in/ehxXxScQ [hr] You may also want to read my other articles on annuities and income: Bond Ladders &…
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Bond Ladders & Income Annuities: Restoring the Sanctity of Fixed Income

[alert_box style="message" close="no"]Here is a link to the full article: Bond Ladders & Income Annuities[/alert_box] I spent some time on Google, but could not ascertain the origins of the term fixed income. Presumably, it was just a simple description given to investments where all of the related cash flows were dictated per contractual obligation. For…
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Optimizing Fixed Annuity Tax Deferral

[alert_box style="message" close="no"]Here is a link to the PDF: Optimizing Fixed Annuity Tax Deferral.[/alert_box] DISCLAIMER: This article discusses topics at the nexus of investments, annuities, and taxes. This article does not provide and should not be construed as providing tax advice. In order to assess tax benefits specific to annuities, we assume they are held…
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Dividends: Theory and Empirical Evidence

[alert_box style="message" close="no"]Here is a link to the PDF: Dividends: Theory and Empirical Evidence.[/alert_box] OVERVIEW Building on the concepts presented in our Dividends Are Different article, here we present data and observations highlighting how dividends can protect investors from inflation and market volatility. While this content is relevant to other applications, we focus on it…
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