Working & Saving
A simple, visual illustration that maps out your financial assets and cash flows.
I am licensed as an independent investment advisor. However, I am a researcher at heart and I take nothing for granted. Anything less can compromise financial security and peace of mind.
- October 2021AAII 2021 Virtual Conference Presentation
I was honored to speak alongside some industry heavyweights at AAII's 2021 virtual conference. My topic was Using Income Annuities in Retirement. Here is a link to my (hour long!) presentation: https://lnkd.in/ehxXxScQ Note: For those who are interested, I provided a link to the conference in the YouTube video description. Readers interested in this topic may also want to read Continue Reading
- May 2021Bond Ladders & Income Annuities: Restoring the Sanctity of Fixed Income
In a nutshell: Income annuities and bond ladders are fixed income investments, but I find they are under-utilized as tools for financial planning (especially with respect to retirement income). I spent some time on Google, but could not ascertain the origins of the term fixed income. Presumably, it was just a simple description given to investments where all of the Continue Reading
- August 2020Optimizing Fixed Annuity Tax Deferral
Annuities are popular tools for retirement income planning. While stigmas exist around some annuity products (for good reason), recent research shows how fixed annuities can add value in the context of retirement income. In addition to being able to guarantee income for life, tax benefits are often advertised as a key advantage of using annuities. This article discusses the mechanics Continue Reading