INDEPENDENT INVESTMENT ADVISOR

Financial planner focused on low-cost, tax-efficient approaches to retirement & investing

Aaron Brask - Independent Investment Advisor

Aaron Brask, PhD

I am an independent investment advisor and I provide personalized financial planning, retirement, and portfolio management services. I tried to make my website educational, but please reach out if you have any questions.

Client Profiles

Retirement Focus

I help retirees construct low-cost, tax-efficient income strategies. I also help manage risks that could derail their financial security.
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Working & Saving

I enjoy helping people achieve financial security and target long term goals by building and executing robust financial plans.
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Business Owners

I develop innovative solutions to maximize financial planning opportunities available to business owners and entrepreneurs.
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Engineers & Analysts

Analytical clients appreciate my applied math PhD and often enjoy discussing the mechanics of investing and financial planning.
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Research

I am licensed as an independent investment advisor. However, I am a researcher at heart and I take nothing for granted. Anything less can compromise financial security and peace of mind.

  • May 2021
    Bond Ladders & Income Annuities: Restoring the Sanctity of Fixed Income
    In a nutshell: Income annuities and bond ladders are fixed income investments, but I find they are under-utilized as tools for financial planning (especially with respect to retirement income). I spent some time on Google, but could not ascertain the origins of the term fixed income. Presumably, it was just a simple description given to investments where all of the Continue Reading
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  • August 2020
    Optimizing Fixed Annuity Tax Deferral
    Annuities are popular tools for retirement income planning. While stigmas exist around some annuity products (for good reason), recent research shows how fixed annuities can add value in the context of retirement income. In addition to being able to guarantee income for life, tax benefits are often advertised as a key advantage of using annuities. This article discusses the mechanics Continue Reading
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  • April 2020
    Dividends: Theory and Empirical Evidence
    Building on the concepts presented in our Dividends Are Different article, here we present data and observations highlighting how dividends can protect investors from inflation and market volatility. While this content is relevant to other applications, we focus on it within the context of retirement income. When designing portfolios to provide for retirement, conventional wisdom holds that allocations to stocks Continue Reading
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Note:
I am an independent investment advisor based in the West Palm Beach (FL) area. However, I work with clients in other locations using Zoom and other tools.