Educational Content

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SCIENCE IS SIMPLY COMMON SENSE AT ITS BEST, THAT IS, RIGIDLY ACCURATE IN OBSERVATION, AND MERCILESS TO FALLACY IN LOGIC.

- Thomas Henry Huxley

ALL:
Three types of content, including: BLOGS, RESEARCH ARTICLES, & VIDEOS

Poor Man’s Roth ConversionTM
Poor Man’s Roth ConversionTM
The Poor Man's Roth Conversion™ is a retirement planning strategy designed to help retirees manage
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Trump Accounts
Trump Accounts
Section 530A of the One Big Beautiful Bill Act (OBBBA) opened the door to a
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Roth Conversions: A Multi-dimensional Decision
Roth Conversions: A Multi-dimensional Decision
Roth conversion strategies have garnered an almost mystical reputation. On the one hand, they can
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Retirement Withdrawal Strategies – Which Accounts and When?
Retirement Withdrawal Strategies – Which Accounts and When?
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Financial planning: Asset location
Financial planning: Asset location
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Tax Efficiency Part III: Asset Location
Tax Efficiency Part III: Asset Location
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Tax Efficiency Part II: Investment-related Taxes
Tax Efficiency Part II: Investment-related Taxes
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Tax Efficiency Part I: Income Tax
Tax Efficiency Part I: Income Tax
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Financial planning: Investment-related taxes
Financial planning: Investment-related taxes
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Three Key Investment Ingredients for Portfolios
Three Key Investment Ingredients for Portfolios
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Financial Professionals Video
Financial Professionals Video
This video discusses the good, the bad, and the ugly types of financial professionals that
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Social Security Tax Torpedo & Capital Gains Bump Zone
Social Security Tax Torpedo & Capital Gains Bump Zone
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Introduction to income annuities
Introduction to income annuities
I was honored to speak alongside some industry heavyweights at AAII's 2021 virtual conference
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Tax-efficiency of Charitable Giving Strategies
Tax-efficiency of Charitable Giving Strategies
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Your Social Security Statement, XML data, and More
Your Social Security Statement, XML data, and More
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The Computershare Nightmare
The Computershare Nightmare
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Missing Socks and Cost Basis
Missing Socks and Cost Basis
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Exchange-traded Fund (ETF) Tax Efficiency
Exchange-traded Fund (ETF) Tax Efficiency
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Exchange-traded Fund: Tax Efficiency
Exchange-traded Fund: Tax Efficiency
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What To Do With Your Cash?
What To Do With Your Cash?
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Financial planning: Income Tax
Financial planning: Income Tax
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AAII 2021 Annuity Presentation
AAII 2021 Annuity Presentation
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Retirement Income Video
Retirement Income Video
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Bond Ladders & Income Annuities: Restoring the Sanctity of Fixed Income
Bond Ladders & Income Annuities: Restoring the Sanctity of Fixed Income
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Dividends: Theory and Empirical Evidence
Dividends: Theory and Empirical Evidence
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Net Unrealized Appreciation (NUA)
Net Unrealized Appreciation (NUA)
Net unrealized appreciation (NUA) allows one to distribute company stock inside a retirement plan into
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Insurance & annuity professionals
Insurance & annuity professionals
This video discusses the various types of financial professionals that would like to help you
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Optimizing Fixed Annuity Tax Deferral
Optimizing Fixed Annuity Tax Deferral
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About Aaron Video
About Aaron Video
In this video, I talk about my background, my experience, and why I like financial
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Dividends Are Different
Dividends Are Different
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Illustrating the Value of Retirement Accounts
Illustrating the Value of Retirement Accounts
This article attempts to clear up some of the confusion around the assumptions, logic, and
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Quantifying the Value of Retirement Accounts
Quantifying the Value of Retirement Accounts
This article quantifies the immense value in not having to pay taxes on investment income
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Another Pet Peeve: Correlation v Active Opportunity
Another Pet Peeve: Correlation v Active Opportunity
This article dispels any notion of a relationship between correlations and opportunities for active managers
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Stock Misplacement in Size-Based Indices
Stock Misplacement in Size-Based Indices
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Retirement Income Generation 101
Retirement Income Generation 101
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Tail Risk Hedging
Tail Risk Hedging
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My “Repackaging” Pet Peeve
My “Repackaging” Pet Peeve
Many advisors' portfolios of various funds, strategies, and managers effectively turn out to be the
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Zombie Market Primer
Zombie Market Primer
I see multiple symptoms of a dysfunctional market whereby product mechanics have displaced due diligence
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Foregoing Due Diligence
Foregoing Due Diligence
Robo-advisors and broad market index strategies involves little to no due diligence regarding the price
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Tea Leaves: Corporate Cash Trends
Tea Leaves: Corporate Cash Trends
This article looks at US corporate cash flow trends. My research indicates easy money is
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The (Un-)Importance of Returns
The (Un-)Importance of Returns
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Shooting Yourself in the Foot with Conscientious Investing Strategies
Shooting Yourself in the Foot with Conscientious Investing Strategies
Many conscientious investing strategies achieve precisely the opposite of their intended goals. Fortunately, there is
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Mild Debunking of Sharpe’s Logic
Mild Debunking of Sharpe’s Logic
This article exposes significant issues with the logic behind William F. Sharpe's “The Arithmetic of
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Structured Financial Planning
Structured Financial Planning
Our Structured Investment Income (SII) strategy attempts to extract the primary advantages of annuity and
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The Non-credit Crisis
The Non-credit Crisis
The financial crisis was not the primary driver of the market’s 50% collapse. The real
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Asset Allocation: Logic and Math Behind Risk and Return
Asset Allocation: Logic and Math Behind Risk and Return
We discuss why the conventional definition of risk misguided and how traditional asset allocation strategies
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Destroying Steady Income
Destroying Steady Income
By treating income as an ancillary concern at best, many funds and portfolio managers effectively
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More Market Correction to Come
More Market Correction to Come
The recent spate of volatility in the global equity markets has caused some uproar amongst
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Index Investing: Low Fees but High Costs
Index Investing: Low Fees but High Costs
Looking deeper into the mechanics and rules of index investing reveals subtle but real costs
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The Bottom Line:

Research, data, and education are in our DNA. We hope you find our content helpful. Please reach out and let us know what you think!